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Thread: How much would insurance cost for a window cleaning business

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    jrf91's Avatar
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    Default How much would insurance cost for a window cleaning business

    Clearance
    Hi, i am planning on starting a window cleaning business. The one thing i need to know is how much does insurance usually cost per year or month. I am looking into getting general liability insurance that covers around 1 million dollars. How much do you think this will cost me. Also, do businesses want the window cleaners to have at least a million dollar policy on them.

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    I carry 1 million for up to 3 stories. Runs about 60 bucks a month. You can easily get away with a 200k or 500k policy if your getting started. (Just the fact that you have insurance will separate you from many companies out there.

    Larger Properties (hotels, mid rise may want between 2-5m) Property Management companies that I do work for only require 500k.

    Either way its only a few bucks for to go for a full 1M in coverage.
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    Ryan Johnson
    512-294-0877
    Heart of Texas Window Cleaning
    Austin, Texas

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    Quote Originally Posted by HOTWINWASH View Post
    I carry 1 million for up to 3 stories. Runs about 60 bucks a month. You can easily get away with a 200k or 500k policy if your getting started. (Just the fact that you have insurance will separate you from many companies out there.

    Larger Properties (hotels, mid rise may want between 2-5m) Property Management companies that I do work for only require 500k.

    Either way its only a few bucks for to go for a full 1M in coverage.
    Thanks for the reply. I was thinking you need at least 1 million for liabilty insurance. But i might go for the 500k policy, but 60 dollars is a good deal. I hope i can find a deal like that in my area. I was just planning on doing up to three stories for now.

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    Quote Originally Posted by jrf91 View Post
    Thanks for the reply. I was thinking you need at least 1 million for liabilty insurance. But i might go for the 500k policy, but 60 dollars is a good deal. I hope i can find a deal like that in my area. I was just planning on doing up to three stories for now.
    It seems like we have much lower rates around here compared to other parts of the country (from what I've read here) but I pay just over $450 a year for $2,000,000 in liability.

    Use an agent and let them shop around for you.

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    450 a year for 2 million in liability isn't that bad. I will just talk to an agent and see what deal i can get

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    Question to ask I am pressure washer company can I use pw insurance or am I going to need different insurance.
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    Christopher Francis
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    Quote Originally Posted by chris francis View Post
    Question to ask I am pressure washer company can I use pw insurance or am I going to need different insurance.
    Check with your insurance agent.
    It's Possible

    "Always the beautiful answer who asks a more beautiful question." ~ e.e. cummings

    "The school is the last expenditure upon which America should be willing to economize." ~ FDR

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    Another question do you all have bound also and how much do you have.
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    Christopher Francis
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    Quote Originally Posted by chris francis View Post
    Another question do you all have bound also and how much do you have.
    Bond? Do you you have employees?
    It's Possible

    "Always the beautiful answer who asks a more beautiful question." ~ e.e. cummings

    "The school is the last expenditure upon which America should be willing to economize." ~ FDR

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    Clearance
    No I know some customers ask me if I am bonded
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    Christopher Francis
    863-521-4892

 

 
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